h1,h2 {margin-top:10px; margin-bottom:10px;}
h3 {margin-top:0px; margin-bottom:0px;}
h1 {color:#800000; font-size:20pt; font-weight:bold;}
h2 {font-size:14pt; font-weight:bold;}
h3 {font-size:12pt; font-weight:bold;}

a:link {color:#000080;}
a:visited {color:#000000;}
a:hover {color:#800000;}

hr {border: 0; color: #000000; background-color: #000000; height: 2px}

body {background: #FFFFFF;
      font-family: Arial; font-size: 12pt;
      color: #000000;
      line-height: 100%;
      margin-top: 0;
      margin-bottom: 0;}